Explore the Benefits of Using An Auto Body Shop Through Your Insurance

Why Use an Insurance Company Recommended Body Shop?

Using an auto body shop that was recommended by your insurance company can actually have many benefits.

1. Save Time and Money

Deciding to use an auto body shop that is approved by your insurance company can save you time because you don’t have to spend your time searching for a shop (if you don’t have one), getting an estimate, waiting for an inspection, etc. Your insurance company has agreements with the shop for their customers to be given priority. 

The insurance company has contracted rates and policies in the place to control the cost of repairs, and an insurance company adjuster reviews every estimate before repairs begin. This ensures the shop does not inflate the repair bill on your vehicle, which minimizes the cost of your insurance claim. The yearly cost of your insurance policy is determined by the total cost of your claims. 

2. Repair Guarantees

Insurance companies require their approved shops to guarantee their workmanship for the entire time you own the vehicle. If a problem materializes in the area of repair a year after the repair is completed, the insurance company will have the preferred shop fix the issue, if it is related to the initial repair, free of charge. If you choose a non-preferred shop, it is up to the shop to decide if they will stand behind their guarantee.

3. Potential Discounts

Some insurance carriers will offer a reduction in your deductible if you use an auto shop they recommend. These discounts can help when you are dealing with the financial stress of auto repairs. Any additional costs related to the accident will be handled between your insurance company and the auto body shop. 

4. Rental Car Coverage

Insurance companies offer rental car coverage on their policies to help you get around while your vehicle issues are repaired. If your repairs take longer than expected, the auto body shop will notify your insurance company to extend the days on your rental car agreement. 

Check the Approved List

If you have an auto body shop you would prefer to use, check to see if it is on your insurance company’s approved list. If it is, then you can remain loyal to your shop and still be able to benefit from the help of your insurance company. 

While your insurance company has a list of approved shops, that doesn’t guarantee they will be a good fit for you. Asking questions about the shops is a good way to narrow down your decision. Utilizing a shop trusted by your insurance company can help you navigate the process by eliminating frustrating steps.

Trust Ray’s Automotive

Ray’s Automotive is a full service provider for vehicle collision repair. We work with all insurance companies to repair your vehicle and help you get on with your life. Our family owned business cares about fair prices, honest work, and we stand behind our collision repair guarantee. Give us a call today to schedule your vehicle!